Terms & Conditions

Last updated: July 8, 2026

Who We Are

“Montclair & Co.” is used as a trade / brand name for this digital educational product and related website.
This is an independent informational offering. It is not a law firm, immigration consultancy, RCIC practice, government office, bank, or licensed professional advisory service.
Checkout and payment processing may be handled by third-party platforms (including Whop). Their separate terms and policies also apply to payment and billing disputes.

This portal, guide, and all related materials are provided strictly for general educational and informational purposes.
No content is legal advice, immigration advice, financial advice, tax advice, employment advice, housing advice, or any other professional advisory service.
Nothing on this site creates a client, attorney, consultant, or fiduciary relationship.
You are solely responsible for decisions, filings, submissions, timelines, and outcomes based on your own circumstances. Always verify information with official government sources and qualified licensed professionals before acting.

This product is not affiliated with, endorsed by, sponsored by, or connected to the Government of Canada, IRCC, Immigration Refugees and Citizenship Canada, CBSA, any Canadian province/territory, or any public authority.
Government policies, program requirements, fees, and eligibility criteria can change at any time without notice. We are not responsible for outdated, incomplete, or misunderstood information.
Any mention of cities, salaries, pathways, or outcomes is illustrative and not a promise or prediction for your case.

To the maximum extent permitted by law, the operators, publishers, brand names (including Montclair & Co.), affiliates, contractors, and partners disclaim all liability for any direct, indirect, incidental, consequential, special, punitive, or exemplary losses arising from purchase, access, reliance on, or use of this product.
We do not guarantee visas, PR, study permits, work permits, approvals, interviews, employment, housing, credit, banking, timelines, income, or any financial or immigration result.
Your sole and exclusive remedy for dissatisfaction with the product is to stop using it. No refunds are owed after purchase.

All purchases are final and non-refundable — no exceptions for change of mind, eligibility issues, policy changes, or inability to use the materials.
Digital access is typically granted quickly and no later than five (5) hours after successful checkout (often sooner).
Because this is digital content with rapid access, chargebacks, payment disputes, or “item not received” claims after successful payment are not permitted under these terms when access has been or will be provided within the stated window.
By completing checkout you confirm you understand and accept the non-refundable nature of this digital product.

All portal content is protected intellectual property.
Account sharing, copying, redistribution, resale, public reposting, scraping, or unauthorized commercial use is prohibited.
Violations may result in immediate access termination and available legal remedies.

By purchasing, accessing, and/or using this portal, you acknowledge that you have read, understood, and agree to these Terms & Conditions in full.

If you do not agree, do not purchase or use this product.